PERSONAL LINES

COMPREHENSIVE INSURANCE CHECK
A check with DMV to obtain vehicles registered to the Subject.

A database search conducted on the subject uses name, address and social and includes a fraud search.

A field inspection is made to verify residency on the date of loss, identify other members of the household, their relationship to the Subject and ownership of all vehicles.

If additional information is needed, costs will be assessed accordingly.

DMV RECORD SEARCH
A DMV search will be conducted to develop the vehicle ownership by searching the name with date of birth, and or address, the license plate number and/or the VIN of the vehicle.

BASIC INSURANCE SEARCH
A DMV search of the individual in question.

Insurance verification concerning the vehicle in question.

TITLE HISTORY
Title documents are secured from the division of motor vehicles.

RESIDENCY CHECK
A database search for current or new address verification.

A check with DMV to obtain subject’s address through their record system.

A canvas of the area by the investigator to verify subject’s residence.

Interior inspection with the focus on the ingress/egress issues are done by specific request including photographs.

STATEMENT/INTERVIEW
A written or audio taped statement is obtained in the presence of the person being interviewed.

ASSET CHECK
A check of property records and DMV records to verify Subject’s assets including residential, commercial, and vacation property, motor vehicles, and watercraft.

A SSN Trace to obtain addresses associated with the Subject and obtain a current employer, is possible.

Due to the Fair Credit Reporting Act, individual credit reports cannot be obtained without a signed release from the Subject.

DELUXE ASSET CHECK INVESTIGATION
Directory and database sources utilized centering on employment status and residential history.

Civil Court record research to include Federal liens’ and Judgement matters. This aspect of the investigation locates outstanding Judgements or Awards.

Tax assessment, deeds and mortgages are reviewed to determine a Subject’s ability to own or have recently purchased a home or vacation property.

Motor Vehicle records are searched to obtain information on currently registered vehicles. If an employer is identified, additional contacts will be made to verify Subject’s position and current income. Follow-up will be made on all leads developed.

***Our intent in this type of investigation is to uncover financial background information which will verify, collaborate, or mitigate information as represented to the client.***

PRE-EXISTING MEDICAL LITIGATION REVIEW
Directory Assistance and database sources will be contacted to confirm residency. Through database information we may also obtain historical address information and possibly employment information. This will also provide approximate dates of residency which will best assist us in determining which County our investigation should begin.